Friday, December 31, 2010

MADHARA YA POMBE KWENYE NDOA NA MAHUSIANO

Ndoa nyingi siku hizi hasa zile za Kikristo huanza na pombe (champagne au pombe nyinginezo) ingawa usasa nao umefanya madhehebu mengine nayo yatumie pombe kwenye sherehe zao. Katika hali ya kawaida kabisa maharusi katika siku yao ya kwanza kuwa pamoja wanakuwa wamelewa! Wengine hulewa sana kiasi cha kusahau hata wajibu wao wa NDOA angalau kwa siku hiyo muhimu!
 
Pombe ni moja ya chanzo cha matatizo makubwa sana katika ndoa nyingi ingawa wanandoa wanaokunywa huwa hawapendi sana kuzungumzia tatizo hili sugu. Tatizo hilo ni kubwa sana ingawa kwa Wamarekani nusu ya Wanandoa wa Marekani ni walevi ! Hii haijalishi kama mlevi ni bwana au bibi harusi wa ndoa hiyo. (Hapa sizungumzii wanywaji bali nazungumzia WALEVI)
 
Pombea imekuwa na madhara makubwa sana kwenye mahusianao ya wanandoa wengi kiasi cha kuathiri ndoa hizo. Baadhi ya madhara hayo ni:
  1. Vurugu katika ndoa ni mambo yanayotarajiwa katika familia ya wanandoa walevi. Ugomvi wa mara kwa mara ni mambo ambayo yameripotiwa kwenye ndoa nyingi sana kote duniani.
  2. Pombe inasababisha kuvunjika kwa mawasiliano miongoni mwa wanandoa. Mawasiliano kwa wanandoa ni moja ya matatizo makubwa sana kwenye ndoa. Makala maalum kuhusu mawasiliano italetwa kwenu siku zijazo.
  3. Hasira ni moja ya matatizo yanayoletwa na pombe kwenye ndoa. Mwanandoa ambaye tabia yake ni ya kawaida lakini baadhi wakinywa pombe wanabadilika na kuwa hasira nyingi na hilo linakuwa ni tatizo katika mahusiano yao.
  4. Ulevi na pombe vinaweza kusababisha kutowajibika katika ndoa. Pombe inaweza kuwa inakula bajeti yote ya matumizi ya nyumbani kiasi cha kukosa kabisa fedha za kutunza familia.
  5. Ulevi huleta matatizo ya kisaikolojia kwa mwanandoa asiyekunywa. Matatizo hayo ya kisaikolojia yakichanganyika na matatizo ya huyo mwenzake mlevi basi ndoa hiyo itawaka moto.
  6. Pombe ni chanzo kikubwa sana cha taraka na kuvunjika kwa ndoa. Mkusanyiko wa matatizo yote yaliyotajwa hapo juu yanachochea sana kuvunjika kwa ndoa.
  7. Ulevi humfanya mwanandoa kujihusisha sana na wapenzi wengi sana (multiple sexing). Hili ni tatizo sugu siku hizi maana uwepo wa magonjwa kama UKIMWI inakuwa ni kikwazo sana kwa maendeleo ya ndoa.
  8. Katika baadhi ya ndoa matatizo ya ulevi yamehusishwa na “unyumba!” Fakiria baba mlevi, mama mlevi wote wanalewa kila siku wanarudi hoi kiasi cha kukosekana yale mambo yetu! Hapo tena panaweza kuzalewa tatizo jingi la kukosa watoto maana watoto wanapatikana tu baada ya kupitia hatua hizo.
  9. Baadhi ya wanafamilia wamelipoti pia matatizo ya nguvu za kiume baada ya kulewa pombe. Hapa tena tatizo linakuwa kubwa zaidi maana ndoa yenyewe ndiyo inaelekea kufa na siyo kuvunjika.
 
Kwa ujumla matatizo yaletwayo na pombe na ulevi kwenye ndoa ni mengi sana. Wanywaji wengi husema watu wasiokunywa pombe wanamatatizo yao kwenye ndoa lakini hili mimi naliona kama sababu tu za kuhalalisha ulevi wao. Hatusemi watu waache pombe ila JAMBO LA MSINGI NI KUWA WATU WAACHE ULEVI.
HERI YA MWAKA MPYA 2011

HAPPY NEW YEAR 2011


Glory to God in highest heaven,
Who unto man His Son hath given;
While angels sing with tender mirth,
A glad new year to all the earth.

Happy New Year 2011
Ona picha kwa ukubwa kamili








A happy New Year! Grant that I
May bring no tear to any eye
When this New Year in time shall end.

Happy new year 2011



Let it be said I've played the friend,
Have lived and loved and labored here,
And made of it a happy year.
Happy New Year 2011





 

SPORTS AND GAME, GOSSIPS AND TRANSFERS NEWS Friday

My pictures of the world cup

Not kung fu it is just part of The Hollands TOTAL FOOTBALL!


Ghana Wangeingia Nusu fainali South lakini huyu jamaa alituangusha Africa nzima baada ya kuwa Golikipa wa Pili uwanjani.



Na hata mpira wenyewe unaonekana kuwa ulivuka msitari wa goli. Angalia vizuri

Umeona hapo kuwa mpira ulivuka? Walituhujumu sana
TRANSFER GOSSIP
Manchester United goalkeeping target David De Gea has made it clear he is eager to stay at Atletico Madrid, saying: "I am very happy ... when things are going well it is not necessary to change anything."Full story: talkSPORT

West Ham will try to sign Manchester United's Michael Owen and Everton striker Yakubu as they look to drag themselves out of the relegation mire.Full story: Daily Mirror

Swiss international Valon Behrami could be on his way out of Upton Park, with long-time admirers Roma ready to make a £4.5m offer.Full story: talkSPORT

Blackpool hope to agree a deal with Ghana midfielder Laryea Kingston before the transfer window opens. The former Hearts player is available as a free agent after leaving Dutch side Vitesse Arnhem.Full story: talkSPORT

Liverpool could make Rennes midfielder Sylvain Marveaux their first January signing after he was a guest at their 1-0 home loss to Wolves on Wednesday.Full story: the Sun

Dutch striker Eljero Elia could also be on his way to Anfield from Hamburg, which could leave the way free for compatriot Ryan Babel to leave Liverpool.Full story: talkSPORT


OTHER GOSSIP
Sir Alex Ferguson has recalled two players to Manchester United from their loan spells at Preston after his son Darren was sacked as manager at Deepdale.Full story: Guardian

Wayne Rooney's 20-year-old brother John, a former Macclesfield midfielder, is flying to America on Sunday to take part in the Major Soccer League Superdraft. Full story: Daily Mail

Aston Villa striker Gabby Agbonlahor says he thinks he would be easier for defenders to push around if he took manager Gerard Houllier's advice to lose weight.Full story: Daily Telegraph

Anything Is Possible For Jose
Real Madrid coach Jose Mourinho could be on short time in Spain as his agent hints at an Inter return. The Italian club's thirst for a new coach dried up with Leonardo's appointment, but Jorge Mendes is open to future discussions. "Jose back at Inter? Nothing is impossible," Mendes said.

Dinho Closer To Departure
Ronaldinho is closer to the Milan exit door after a meeting between the player's brother and agent Roberto De Assis and Milan vice-president Adriano Galliani. Dinho's departure now seems a formality, but his next destination is still unknown with Gremio unwilling to pay his €8m release fee.

It's Pep's Call
Barcelona president Sandro Rosell has revealed that it's up to Pep Guardiola to decide whether or not he wants to remain as the coach of the Spanish champions. Earlier this week it was reported that Guardiola would sign a contract with the Blaugrana in the New Year.

Fans Aren't Helping Us
Under-fire Liverpool manager Roy Hodgson has assured that he has the backing of his players, even if the fans are beginning to turn on him. The gaffer admitted that he understood the supporters' frustrations after a dismal 2010, but warned that the jeers are only affecting the players' performances.


Cairo Derby Deadlock
The highly anticipated final encounter of 2010 in the Egyptian Premier League began with Zamalek kicking off proceedings against their bitter rivals, Al-Ahly, and both sets of fans at the packed Cairo Olympic stadium in full voice and in a festive mood. But the fiery derby ended in a disappointing 0-0 draw

Thursday, December 30, 2010

UWA KUBWA ZAIDI LA BIBI HARUSI (BOUQET)

Ua kubwa zaidi la Bibi harusi kuwa kutengenezwa duniani lilikuwa na urefu wa mita 60 na lilitengenezwa kwa kutumia maua 1500 ya aina ya rose. Ua hilo lilikuwa la Christa Rasanayagam  wa Canada alipooana na Arulanantham Suresh Joachim (Australia).

Harusi ilifanyika kanisa Katholiki, Mississauga, Ontario, Canada tarehe 6 September 2003.

 
 Ua lako lilikuwaje? Tumezoea ya futi moja.

JUST FOR FUNNY: Mtamaliza mabucha, nyama ni ileile

Utamaliza mabucha nyama ni ile ile ni mzemo mashuhuri sana katika jamii na mara nyingi hutolewa na ile jinsi pinzani ambayo kwa siku za karibu imepanda chati sana hapa Tanzania.
Kwa maoni yangu msemo huu umekaa katika hali ya kiuvivu sana. Kimantiki, katika hali ya bucha za kawaida nyama hutofautiana kutegemea na aina ya nyama (hapa tunaongelea nyama ya ng’ombe tu). Kuna nyama ya ng’ombe wa Maziwa na wale wa nyama na radha ya nyama hizi hutofautiana sana.
Lakini pia kuna nyama ya ng’ombe wa kienyeji wanaotoka Usukumani au Ukuryani na wale wanaotoka kwenye Ranchi hasa pale Kongwa. Ni wazi kuwa nyama ya Ngombe wa Kongwa na Shinyanga ni tofauti na sababu ziko nyingi na wazi. Matunzo, mazingira, na kubwa zaidi ni Maumbile! Kama vile ambavyo nyama hiyo inatofautiana ndiyo bucha zake zitakavyovutia watu tofauti kutokana na sababu za hapo juu.

Kwa upande wa zile Bucha zile nyingine (kwani nazo ni bucha kweli? Teh teh teh )hali ni hivyo hivyo, matunzo, mazingira na Maumbile ni vitu muhimu sana. Nawaasa wauzaji wake waache uvivu, warekebishe matunzo, mazingira na mambo yatakuwa sawa. Tusirahishe mambo sisi walaji tunaona tofauti kati ya nyama ya bucha moja na nyingine kutogemeana na kama inatoka Maswa au Kongwa!.

Just for the sake of it...
ImageShack, share photos, pictures, free image hosting, free video hosting, image hosting, video hosting, photo image hosting site, video hosting site
Just for funny

Marriage series: Phrases used by boys to win girls Part VIII

Lines used by boys (men) (Kamba za wavulana kupata wasichana) Part VIII
Dear readers. Once again today we are going on with the analysis of the commonly used phrases or philosophies which are professionally known as lines that are used by boys (men) to win girls (ladies) in courtship relationships. As I said previously it can be that you don’t know any of these; however, professionally these are the recognized ones. Read them.
 stock photo : young happy african american couple relaxing at home on sofa
Angalizo (point to note)
These phrase and philosophies are used by men to win girls. The objective of publishing them here is manly to protect girls from lies of those clever men. The issue here should be that a girl should agree herself instead of being cheated and forced to agree.
 stock photo : A happy African American man and woman couple in their thirties sitting with their feet in a swimming pool.
The promises approach
Under promises approach the common phrases include: “you wont get pregnant”, “even if you do I will take care of you”. “We will get married”

Under the pressure of sexual tension, some guys will make promises that they could never keep. They may mean every world at the moment, but it would surprises you how quickly these fellows can forget all their promises once the desperately urgent sexual pressure have been relieved. Girls fall for promises because they desperately want to believe what the guys say.
 stock photo : Couple in living room using laptop and smiling
As a remedy, Girls should use the logical approach on the guys. Think it through. Is it possible you could get pregnant? Is he in a position to take care of you if you get pregnant? What does it mean by I WILL TAKE OF YOU? Is he in the position to marry you? Uongo mtupu. Abiria chunga mzigo wako.
 stock photo : Close up of a happy young couple looking at laptop

Hapa tena Nadhani kuna Wadada wengi wamekutana na wababa wa kundi hili la ahadi. Hili ni kundi la kawaida sana ambalo nadhani wasichana wengi wamekutana nalo. Mdada akisema anaogopa mamba anaambiwa TUTATUMIA CONDOM. Unakosa utetezi. Komaa tu shikilia msimamo wako. Swala ni kuwa huko tayari na wala siyo kupata mamba. Chunga sana.

These kambas are many so we will continue to bring them there for you to learn more
 stock photo : Young happy couple working on laptop and smiling at home
Take care and see you next time. (itaendelea)

SPORTS AND GAME, GOSSIPS AND TRANSFERS (Thursday)

TRANSFER GOSSIP
Manchester City boss Roberto Mancini believes Wolfsburg striker Edin Dzeko can fire his team to the Premier League title if he joins in a £35m deal.Full story: Daily Mail

Arsenal are set to sell 20-year-old Norwegian defender Havard Nordtveit to German side Borussia Monchengladbach in an £800,000 deal.Full story: Daily Mail

Fulham boss Mark Hughes is lining up a £2m move for Cardiff striker Jay Bothroyd.Full story: The Sun

Italian Serie A side Bari are poised to swoop for Wigan's Argentine striker Mauro Boselli, who has scored just once since arriving for £6m last summer.Full story: The Sun

Tottenham head a list of Premier League clubs who have registered an interest in bringing David Beckham back to English football. Beckham is in talks with LA Galaxy about making a two-month loan move to Europe before the MLS season kicks off in March.


OTHER GOSSIP
Teenage Manchester United striker Federico Macheda, 19, wants to head for his native Italy on loan. Macheda's agent Marcello Bonetto said: "Alex Ferguson said Kiko can go for six months to gain experience."Full story: The Sun

Under-fire Aston Villa boss Gerard Houllier may be running out of time to turn things around at Villa Park with club owner Randy Lerner growing increasingly concerned with his team's league position.Full story: Daily Mail

Gunners Miss Their Chance
Arsenal could have turned the Premier League into a threeway dogfight at the top of the table, but they failed to overcome ten-man Wigan. An early penalty put the Latics ahead before Arshavin and Bendtner had the Londoners in control, but a Squillaci own goal ensured a share of the spoils in a 2-2 draw...

Stunned & Sunk At Anfield
Liverpool's season has hit another low as they were defeated 1-0 by Wolverhampton, who were sitting in last place at the start of play, at Anfield. It was a sorry performance from the Reds, who succumbed to a goal from Stephen Ward despite starting Steven Gerrard and Fernando Torres

Blues End Barren Run
Chelsea's astonishing freefall had seen them go winless in six Premier League matches, but the Blues finally gained a full three points by edging Bolton 1-0 at Stamford Bridge. Florent Malouda scored the lone goal of the contest early in the second-half...

PLAYER OF THE SEASON SO FAR!
Arsenal midfielder Samir Nasri has been voted as 2010-11 Premier League Player of the Season so far by Goal.com readers.


Tottenham Hotspur midfielder Rafael van der Vaart had to settle for second place, with Menchester United striker Dimitar Berbatov finishing in third position.

The vote that ran for the best part of three days was completely dominated by the winner. Nasri won a whopping 39.57 per cent (4503 votes) of the vote.

Runner-up Van der Vaart collected 13.07 per cent (1487) of the votes, with number three Berbatov taking home 12.13 per cent (1380). No other player reached double figures.

Manchester United defender Nemanja Vidic finished fourth with only one vote more than number five Gareth Bale. The Tottenham winger accumulated 959 votes, while Vidic collected 960 votes.

Tuesday, December 28, 2010

HAWA NDIYO BAUNSA WETU


Braza kweli unajua kufanya mazoezi, huo msuli au umejifunga nyama? unatisha bro.



Sista kweli unajua kufanya mazoezi, huo msuli au umejifunga nyama? unatisha mama.

MBA RESEARCH REPORT

RESEARCH REPORT ON: A STUDY ON THE RELATIONSHIP BETWEEN ECONOMIES OF SCALES AND PROFITABILITY OF COMMERCIAL BANKS IN TANZANIA

 

SUMMARY OF RESEARCH REPORT

Agathon Kipandula was an MBA student at Mzumbe University at Dar es salaam Business School from 2008 to 2010 when he graduated. This extended extract of the research is published here to give highlight to other student so that in case a student is interest in this research can contact the author of Mzumbe University for further information. Full report is available at Mzumbe University and to the author (Agathon Kipandula).

The author is available online through: aakipandula@yahoo.com and aakipandula@hq.bot-tz.org

EXTENDED ABSTRACT

The purpose of this research was to study the relationship between economies of scale and profitability for 25 commercial banks in Tanzania over the period of four years from 2005 to 2008 which were considered to have current, substantial and manageable data.  The research has tried to examine what happens when a commercial bank expands by the way of increasing number of its branches and its impact on profitability.  The research also tried to answer what happens to growth of assets, revenues and capital when number of branches increase.  It also tried to examine when a bank do performs high on a larger scale, when branches are new or when they are old enough.

The study has covered all the twenty five commercial banks that were operating in Tanzania from January 2005 to December 2008. Financial statements were extracted from audited annual reports of these commercial banks over the stated period and performance variables were consolidated which were then analysed using the spread sheet for graphical analysis and interpretations.

It was observed, that as the number of branches of individual commercial banks increased, profits were growing, assets, revenues and capital of these banks were also growing positively.  Further, it was observed that Foreign based commercial banks of American, European and Asian origin either were recording losses or lower profits in 2008 as a result of world economic crisis in the relevant year.  Further more, it has been observed that the size of capital of a commercial bank is an indicator for a commercial bank to record profits in a specific financial year, the larger the amount of capital, the more the profits were recorded.

The research concludes that there is a positive relationship between economies of scale and profitability for commercial banks in Tanzania.  As number of aggregate branches increased from 239 in 2005 to 339 in 2008 which is an increase of 42% whereby aggregate profits grew by 123% aggregate revenues grew by 105% aggregate capital grew by 162% and aggregate assets grew by 95%
 
STATEMENT OF RESEARCH PROBLEM
Phillof (1999) documented that profitability is higher with larger banks than smaller banks. In addition, Amato and Bursan (2007) confirmed that world-wide there are not many empirical facts on the relationship between bank sizes and profitability.  This gave me opportunity and interest to undertake this research in Tanzania on the relationship between economies of scale and profitability in commercial banks.

The relationship between economies of scale in commercial banks in Tanzania and their effect on profitability and general performance of those banks especially on the growth of assets, revenues and capital.

The gap here is that there were no significant knowledge on this relationship between increased economic activities in banks especially in relation to number of branches and profitability and general performance of commercial banks in Tanzania on the basis of the above mentioned performance variables.

The main research issue was that, banks have been expanding over a period of time, by opening new branches all over Tanzania.  What was the relationship between number of branches of a commercial bank and their profitability and general performance in Tanzania?

SELECTED LITERATION
The second case is a study on United States Branch banking which was titled “Bank branch growth has been steady-will it continue?” Spiecker (2004) has analysed the importance of branch banking in USA.  The study was aimed at looking on the impact that has been brought by the change of law to allow branches banking in USA.  Branch banking in USA has come in the era where by technological advancement in electronic banking has been so high.  These advances include the increase of automated teller machines and the rise of internet banking and the increasing of broadband capacity which enabled customers to bank online (Spiecker, 2004).

The paper among other things investigated and reviewed some of the reasons behind bank branching trends in America.  Three factors were observed these included: the first factor was changes in bank branching laws that led to structural shifts in branching.  The second factor towards bank branching trends in America was that branching when well executed appears to improved performance and the third factor is favourable economic and demographic trends encourage branching in certain markets (Spiecker, 2004).

In another observation Spiecker (2004) pointed out on reasons for branches banking in America as conveniences of its customers.  Part of the Spiecker report on branch banking reported:

However, over time, bank branches have proven to be highly effective and profitable distribution channels perhaps very simply because people seem to like the convenience of bank branches.  The ability to leverage branch networks to generate business has helped distinguish banks in an extremely competitive financial service market place (Spiecker, 2004).

On the surface it would seem unusual that banks with larger branch network are the most efficient because branches are expensive.  Indeed, estimates indicated that a typical branch may cost upward of $ 2 million to open, notwithstanding ongoing staffing and management costs.  Further, non interest costs are higher relative to assets for companies with more branches.  Perhaps surprisingly though, cost decisions may not be the driving force behind improved performances of banks with more branches (Spiecker, 2004).

In this important banking report in America it was further observed that in general banks with larger branch networks have much higher non interest revenue.  (Spiecker, 2004).  In fact, the report stated that banks with more than 11 branches have a median non interest income ratio of 39 basis point or 82 % higher than banks with one office or unit banks.  The report insists that banks with more branches therefore seem to better able to generate greater relative revenues and therefore they have a better efficiency ratio (Spiecker, 2004).

In this USA report the aspects of technology advancement have also been considered as important when a bank wants to perform high.  However, throughout the report the truth has been that branches are the most powerful single factor for a bank to perform higher in terms of income and hence profitability as partly quoted:

Banks by adopting new technologies and providing new services or higher service quality may have increased costs but revenue enhancement outpaced those higher costs.  These improved efficiencies for banks with larger branch networks are reflected in overall profitability for banks under $ 1 billion in consolidated assets, the median return on assets for banks with more than 11 branches is 23 basis points higher than those with one office or branch (Spiecker, 2004).  However despite the technological advances that have made it easier to conduct financial services activities without physically entering a bank branch, it seems that banking consumers like the convenience of bank branches.  While it would be difficult to predict what consumer preference for physical branches will be going forward, the general trends suggest that branching will continue at least in some markets (Spiecker, 2004).

This report by Spiecker (2004) is fundamental to this research work on a study on the relationship between economies of scale and profitability of commercial banks in Tanzania.  The strength of having many branches has clearly been outlined and strong findings and result have given a proper look that there was positive relationship between economies of scales and profitability of commercial banks in other parts of the world as has been supported by various research reports that have been covered in this part.

safisha macho yako


Pundamilia akiwa amepanda juu ya twiga! Kupanda mchongoma ila kushuka ndiyo ngoma!


Sister hapo vipi, mchina kapita au ni Mungu huyu huyu wa Isael? Hongera!


Bro visu vya kitimoto wewe unapasulia mdomo, unamfundisha Mungu uumbaji?

SPORTS AND GAME, GOSSIPS AND TRANSFERS (Tuesday)

TISA DESEMBA YA WANA ASENALI!
Arsenal have kept up their title chase with a fantastic 3-1 win over Chelsea at the Emirates. Goals from Song, Fabregas and Walcott heaped more misery on the Blues, who continued their struggle in the EPL as the Gunners jumped up to second place and ended a five-match losing streak vs their opponents...

Arsenal duo Cesc Fabregas (left) and Theo Walcott
Arsenal boosted their Premier League title hopes in emphatic fashion and damaged Chelsea's in the process with a stylish victory at the Emirates.

It moved the Gunners up to second in the table, two points behind Manchester United but having played a game more, while Chelsea - also a match ahead of United - are in fourth and six points off the pace. The Gunners had lost each of their previous five matches against Chelsea, but Alex Song put them ahead before half-time, with quickfire strikes from captain Cesc Fabregas and Theo Walcott giving Arsene Wenger's side a three-goal cushion.

Manchester City have been in talks with striker Edin Dzeko's agent over the finer details of a £30m transfer from German club Wolfsburg.
Full story: Daily Mail

Striker Roque Santa Cruz is expected to leave Manchester City for a six-month loan spell at Italian side Lazio as soon as the January transfer window opens, with a view to making the switch permanent.
Full story: Daily Mail

Manchester City are ready to let Wayne Bridge join West Ham - if the price is right. The clubs are trying to thrash out figures on a loan, or even a permanent low-fee transfer for the full-back.
Full story: Daily Mirror

Mario Balotelli's increasing struggles at Manchester City are being underpinned by chronic homesickness and a dislike of life in England - so much so, that the striker wants to return to Italy.
Full story: Daily Mail


Manchester City are ready to make a £7m bid for Bordeaux's former Liverpool midfielder Alou Diarra once the transfer window opens on 1 January.
Full story: talkSPORT

Aston Villa are ready to step up their interest in Newcastle midfielder Joey Barton.
Full story: Daily Mail

Stoke defender Robert Huth plans to snub a £5m bid from Liverpool to stay at the Britannia Stadium.
Full story: Daily Mirror

Liverpool boss Roy Hodgson is ready to battle with old club Fulham for Crystal Palace's 18-year-old striker Wilfried Zaha, who is valued at about £2m.
Full story: Daily Mirror

Frederic Piquionne has refused to rule out a move away from West Ham in the January transfer window, with Aston Villa rumoured to be interested in the French striker.
Full story: Daily Mirror

Blackburn and Fulham are leading the chase to sign £5m-rated Espanyol striker Pablo Osvaldo, according to the player's agent.
Full story: talkSPORT

Hull City want to follow up moves for Matty Fryatt and Aaron McLean with a £2m bid for Everton striker James Vaughan.
Full story: Daily Mail

Cardiff boss Dave Jones has made an audacious bid to sign Tottenham defender Jonathan Woodgate on loan.
Full story: Daily Mirror

Woodgate is also a loan target of Middlesbrough boss Tony Mowbray, who is also keen on Toulouse striker Soren Larsen.
Full story: Daily Mirror



OTHER GOSSIP
Mark Hughes will be sacked from his post as Fulham manager after only five months if he fails to win any of their next three games.
Full story: Daily Mirror

Blackburn defender Pascal Chimbonda will have his contract at Ewood Park terminated six months early in a bid to reduce their wage bill.
Full story: talkSPORT

Barca Are Not The Best
Real Madrid coach Jose Mourinho believes that Inter and not Barcelona are the best team in the world at present. Mourinho won a treble last season with the Beneamata last season, who have since gone on to pick up the Club World Cup. As for Los Blancos, the 'Special One' continues to demand a new striker.

My Job Is Safe
Carlo Ancelotti is confident he will not be sacked as Chelsea manager despite his team losing 3-1 to Arsenal, and admits that he will look to strengthen his squad during the January transfer window. The Italian spoke in depth about his team's recent slump...

Ranocchia Set For Inter
Genoa defender Andrea Ranocchia has left the Grifoni's training camp in anticipation of completing a €12 million move to Inter. The 22-year-old was already co-owned by the Club World Cup champions and Grifoni president Enrico Preziosi has confirmed the deal (see link below).

German Footballer Of The Year
Bayern Munich midfielder Bastian Schweinsteiger has been named the German Footballer of the Year. The 26-year-old had an exceptional 2010 in which he won the Bundesliga and the DFB-Pokal and also reached the final of the Champions League, developing into one of the best midfielders in the world.

Not Giving Up On Kaka
Inter won't give up on Real Madrid star Kaka as they design a loan move to convince him into joining, just hours after the player denied reports he is leaving Spain. Kaka claimed he was fine in Madrid and wasn't thinking of leaving on Sunday, but new reports claim Inter have other ideas...
 

Monday, December 27, 2010

BABU KUOA MJUKUU WAKE? (84 KWA 24)

Hugh Hefner, 84 who is Playboy Magazine founder has been engaged with his girlfriend Crystal Harris, 24 who was a former Playmate. This will be third married for Hugh Hefner, after he divorced with Kimberly Conrad last year who also his playboy playmate and from his first wife Mildred Williams who was his college sweetheart after 10 years married. Crystal Harris was a student of psychology of San Diego State University who moved in into Playboy Mansion in January 2009.

FIXING HEART WITHOUT OPERATION

PHILADELPHIA (Ivanhoe Newswire) -- For patients with congenital heart defects, treatment may no longer include open-heart surgery and the long recovery that goes with it.  Doctors are now using a minimally invasive approach to replace heart valves in patients who need repeat surgeries. Kids and teens may benefit most.


Every time thirteen year old Ryan Michaels steps to the pitcher’s mound, a crowd watches his every move.
But no one can tell this little league player was born with a serious congenital heart defect, affecting the flow of blood through the right side of his heart.

Ryan had two open-heart surgeries before age two. Doctors needed to repair a hole in the wall between the heart chambers, and a missing pulmonary valve. Doctors told the family Ryan might need additional surgeries as he grew older.

“Because it’s a repeat operation there’s a lot of scarring there. Sometimes the heart can be scarred all the way into the chest wall, and just opening up the chest can be risky because there could be very serious bleeding,” Jonathan Rome, M.D. Director of the Cardiac Catheterization Program at The Children’s Hospital of Philadelphia, told Ivanhoe.

So when Ryan needed a new heart valve this summer, the Michaels agreed to a newly approved minimally invasive procedure.  Doctors at Children’s Hospital of Philadelphia inserted a catheter into a vein in Ryan’s leg, and guided an artificial valve, called a melody valve, up to Ryan’s heart. The new valve replaced Ryan’s leaky one, keeping blood flowing in the right direction. Instead of major surgery, Ryan was back on his feet in a few days and focused on baseball.


“I think about what’s going on in the field. I don’t think about my issue,” Ryan Michaels said.
“He can perform just like everybody else. He’s a normal 13 year old," Bill Michaels, Ryan’s father added.
Living life free of restrictions.

The melody valve is not a permanent fix. It is designed to delay the need for more invasive open-heart surgery. Doctors say because it is a newly approved device, they are not sure how many years the valve will function correctly before another procedure, or additional surgery is needed. 

GPS TO TRACK ATHMA ATTACKS

ASTHMA OR ALLERGIES? Asthma is a chronic disease affecting the airways that carry air in and out of the lungs. The interior walls of the airways become inflamed (swollen) and narrow so that less air can flow through the lung tissues. This in turn causes wheezing, coughing, tightness in the chest, and trouble breathing. Asthma is linked to allergies, although not everyone with asthma has allergies. People with allergies tend to react more strongly to the presence of allergens such as animal dander, dust mites, pollen or mold, as well as cigarette smoke and air pollution.

ABOUT GPS: The Global Positioning System (GPS) is a satellite-based navigation system made up of a network of 24 satellites placed into orbit by the U.S. Department of Defense. GPS was originally intended for military applications, but in the 1980s, the government made the system available for civilian use. GPS works in any weather conditions, anywhere in the world, 24 hours a day.

GPS satellites circle the earth twice a day in very precise orbits and transmit signal information to earth. GPS receivers take this information and use a combination of signals to calculate the user's exact location. Essentially, the GPS receiver compares the time a signal was transmitted by a satellite with the time it was received.

The time difference tells the GPS receiver how far away the satellite is. Now, with distance measurements from a few more satellites, the receiver can determine the user's position and display it on the unit's electronic map

Jaji mkuu mteule Chande kuapishwa leo


Rais JK anatetemea kumuapisha jaji wa Mahakama ya rufaa Jaji Mohamed Chande Othman. Taarifa za vyombo vya habari zinasema Jaji Chande atakuwa Jaji Mkuu kuanzia tarehe 28 Desemba 2010. Hongera nyingi kwake Jaji kuwa kiongozi mkuu wa tawi la sheria katika Jamhuri ya Muungano wa Tanzania.

Marriage series: Phrases used by boys to win girls Part VII

stock photo : Closeup portrait of a happy young couple looking at something interesting - Copyspace
Lines used by boys (men) (Kamba za wavulana kupata wasichana) Part VII
Ndugu, tunaendelea. Today we are going on with the analysis of the commonly used phrases or philosophies which are professionally known as lines that are used by boys (men) to win girls (ladies) in courtship relationships. As I said previously it can be that you don’t know any of these; however, professionally these are the recognized ones. Read them.
 stock photo : Smiling Afro-American couple lying on the floor at home

Point to note:
These phrase and philosophies are used by men to win girls. The objective of publishing them here is manly to protect girls from lies of those clever men. The issue here should be that a girl should agree herself instead of being cheated and forced to agree.
stock photo : african american couple hugging in kitchen

The threat approach
Under this threat approach the threat philosophy is commonly used. The common phrases include: “if you don’t, I will date someone else”, “if you aren’t interested, I won’t have any trouble finding someone who is interested”
stock photo : a successful couple poses for the camera

This fellow hopes to intimidate the girl by implying that unless she gives in, she will have to sit at home alone for the rest of her life! He probably wont have any trouble find a willing someone.

But you know exactly what he wants from a relationship and any girl will do. Tell this boy (man) that you will pass his name around amongh your friendsl, and then look for someone who will appreciate you and your standards.
stock photo : a happy couple runs on the beach at dusk

Nadhani kuna Wadada wengi wamekutana na wababa wa kundi hili la vitisho. Mara nyingi hili kundi Mwanaume anakukuwa mwenye uwezo mkubwa kifedha na Mdada anakuwa wa Kawaida (siyo matawi ya juu). Chunga sana mwanadada na shikilia msimamo wako siku zote.
stock photo : Happy Black Couple

These kambas are many so we will continue to bring them there for you to learn more

Take care and see you next time. (itaendelea)




SPORTS AND GAME, GOSSIPS AND TRANSFERS (Monday)

Manchester United boss Sir Alex Ferguson is expected to be given at least £50m to spend in January and has again turned his attention to Liverpool goalkeeper Pepe Reina.
Full story: Daily Mail


Although a possible alternative goalkeeper for Ferguson is Bayer Leverkusen's Rene Adler, who has an amazing escape clause in his contract allowing him to join United if they want him and meet the German club's valuation, thought to be nearly £20m.
Full story: Daily Mail


Premier League rivals West Brom and Wigan are keeping tabs on Leeds midfielder Max Gradel.Full story: Daily Mail


New Blackburn Rovers boss Steve Kean has revealed he is interested in signing LA Galaxy midfielder David Beckham in January.
Full story: talkSPORT


West Ham manager Avram Grant is hopeful of completing the signing of Aston Villa's Steve Sidwell after hinting the midfielder passed his medical on Wednesday.Full story: talkSPORT


While Sidwell's Villa team-mate John Carew snubs Birmingham and Fulham to set up a move across the Midlands to West Brom.Full story: Daily Mail


Leicester City boss Sven Goran Eriksson will launch an audacious bid next month to land goalkeeper Shay ­Given.Full story: Daily Mirror


But Eriksson could face competition from Gerard Houllier, who wants to bring the out-of-favour Manchester City goalkeeper to Villa Park.Full story: Daily Mail


Fulham midfielder Bjorn Helge Riise demands talks with manager Mark Hughes about his lack of first-team appearances. Full story: Daily Mail


Chelsea are the favourites to sign highly-rated Southampton youngster Alex Oxlade-Chamberlain. Full story: Daily Mail



OTHER GOSSIP
Gareth Bale and Aaron Ramsey will be picked by the Great Britain Olympic team for the 2012 Games.Full story: Daily Mail


Former England captain Bryan Robson is fighting for his job as manager of Thailand.Full story: Daily Mirror


Liverpool boss Roy Hodgson has warned Liverpool fans he has no magic wand to turn his mid-table team into world-beaters.Full story: Daily Mirror

Indeed Hodgson has gone further and blasted the wages at Anfield that have left him unable to offload players.
Full story: Daily Mirror



AND FINALLY
West Ham owner David Sullivan admits he can't sleep at night and that his time at West Ham has been a disaster so far.Full story: Daily Mirror


No Stopping The Devils
Manchester United have consolidated their place at the top of the table in the Premier League as they have defeated Sunderland 2-0 at Old Trafford. Dimitar Berbatov was the star of the show as the Bulgarian scored both the goals for the Red Devils.



Tevez's The Star
Carlos Tevez may not be happy with life at Eastlands but he is certainly as happy as a kid on the football pitch as the Argentine striker scored twice to inspire Manchester City to a 3-1 victory over Newcastle United at St. James' Park. The Citizens remain two points off the pace...


Madrid Dreams
Anderlecht starlet Romelu Lukaku has revealed his dream of playing for Spanish and European giants Real Madrid. The 17-year-old is on the radar of a number of European heavyweights but the striker says that it is playing at the Bernabeu that interests him the most.


Roy Out, Didier In
Liverpool are looking to replace manager Roy Hodgson by Olympique de Marseille coach Didier Deschamps, according to reports in the British press. However, it's also been reported that this change will occur only at the end of the season as the club's new owners do not want any disruption now.

Neck And Neck
Arsene Wenger's side lie above Chelsea in the table heading into Monday night's Premier League clash, but nonetheless the Gunners boss has been stung by accusations that the Blues simply have a better team than his side. He has hit back at such claims, stating that the two are on a par...